ÐÓÁÐÈÊÈ

Ñèñòåìà ïîêàçàòåëåé îöåíêè ôèíàíñîâî-õîçÿéñòâåííîé äåÿòåëüíîñòè êðåäèòíûõ îðãàíèçàöèé

   ÐÅÊËÀÌÀ

Ãëàâíàÿ

Çîîëîãèÿ

Èíâåñòèöèè

Èíôîðìàòèêà

Èñêóññòâî è êóëüòóðà

Èñòîðè÷åñêèå ëè÷íîñòè

Èñòîðèÿ

Êèáåðíåòèêà

Êîììóíèêàöèè è ñâÿçü

Êîñìåòîëîãèÿ

Êðèïòîëîãèÿ

Êóëèíàðèÿ

Êóëüòóðîëîãèÿ

Ëîãèêà

Ëîãèñòèêà

Áàíêîâñêîå äåëî

Áåçîïàñíîñòü æèçíåäåÿòåëüíîñòè

Áèçíåñ-ïëàí

Áèîëîãèÿ

Áóõó÷åò óïðàâëåí÷ó÷åò

Âîäîñíàáæåíèå âîäîîòâåäåíèå

Âîåííàÿ êàôåäðà

Ãåîãðàôèÿ ýêîíîìè÷åñêàÿ ãåîãðàôèÿ

Ãåîäåçèÿ

Ãåîëîãèÿ

Æèâîòíûå

Æèëèùíîå ïðàâî

Çàêîíîäàòåëüñòâî è ïðàâî

Çäîðîâüå

Çåìåëüíîå ïðàâî

Èíîñòðàííûå ÿçûêè ëèíãâèñòèêà

ÏÎÄÏÈÑÊÀ

Ðàññûëêà íà E-mail

ÏÎÈÑÊ

Ñèñòåìà ïîêàçàòåëåé îöåíêè ôèíàíñîâî-õîçÿéñòâåííîé äåÿòåëüíîñòè êðåäèòíûõ îðãàíèçàöèé

+------+---------------------------------------------------------+------------------------+------------------------+

| 1    |                          2                              |           3            |          4             |

+------+---------------------------------------------------------+------------------------+------------------------+

|  1   |Ñîáñòâåííûå ñðåäñòâà (êàïèòàë), òûñ. ðóá.                       |              12036260.0|               8651640.0|

+------+---------------------------------------------------------+------------------------+------------------------+

|  2   |Ôàêòè÷åñêîå çíà÷åíèå äîñòàòî÷íîñòè ñîáñòâåííûõ ñðåäñòâ   |                    10.9|                    13.2|

|      |(êàïèòàëà), ïðîöåíò                                              |                        |                        |

+------+---------------------------------------------------------+------------------------+------------------------+

|  3   |Íîðìàòèâíîå çíà÷åíèå äîñòàòî÷íîñòè ñîáñòâåííûõ ñðåäñòâ   |                    10.0|                    10.0|

|      |(êàïèòàëà), ïðîöåíò                                              |                        |                        |

+------+---------------------------------------------------------+------------------------+------------------------+

|  4   |Ðàñ÷åòíûé ðåçåðâ íà âîçìîæíûå ïîòåðè ïî ññóäàì, ññóäíîé è|               1039990.0|               1194562.0|

|      |ïðèðàâíåííîé ê íåé çàäîëæåííîñòè, òûñ. ðóá.           |                        |                        |

+------+---------------------------------------------------------+------------------------+------------------------+

|  5   |Ôàêòè÷åñêè ñôîðìèðîâàííûé ðåçåðâ íà âîçìîæíûå ïîòåðè ïî  |               1039990.0|               1194562.0|

|      |ññóäàì, ññóäíîé è ïðèðàâíåííîé ê íåé çàäîëæåííîñòè,      |                        |                        |

|      |òûñ.ðóá.                                                |                        |                        |

+------+---------------------------------------------------------+------------------------+------------------------+

|  6   |Ðàñ÷åòíûé ðåçåðâ íà âîçìîæíûå ïîòåðè, òûñ. ðóá.       |                 93751.0|                 88966.0|

+------+---------------------------------------------------------+------------------------+------------------------+

|  7   |Ôàêòè÷åñêè ñôîðìèðîâàííûé ðåçåðâ íà âîçìîæíûå ïîòåðè,    |                 93751.0|                 88966.0|

|      |òûñ. ðóá.                                               |                        |                        |

+------+---------------------------------------------------------+------------------------+------------------------+


ÏÐÈËÎÆÅÍÈÅ 2

Ïóáëèêóåìàÿ îò÷åòíîñòü ÎÀÎ «Õàíòû-Ìàíñèéñêèé áàíê» íà 01.07.2009

Áàíêîâñêàÿ îò÷åòíîñòü

         +--------------+-----------------------------------------------------------------------------+

         |Êîä òåððèòîðèè|                    Êîä êðåäèòíîé îðãàíèçàöèè(ôèëèàëà)                       |

         |  ïî ÎÊÀÒΠ   +----------------+---------------------+---------------------+----------------+

         |              |    ïî ÎÊÏΠ    |      îñíîâíîé       |   ðåãèñòðàöèîííûé   |      ÁÈÊ       |

         |              |                |   ãîñóäàðñòâåííûé   |       íîìåð         |                |

         |              |                |ðåãèñòðàöèîííûé íîìåð|(/ïîðÿäêîâûé íîìåð)  |                |

         +--------------+----------------+---------------------+---------------------+----------------+

         |71131000000   |12507282        |1028600001880        |      1971           |   047162740    |

         +--------------+----------------+---------------------+---------------------+----------------+


ÁÓÕÃÀËÒÅÐÑÊÈÉ ÁÀËÀÍÑ

(ïóáëèêóåìàÿ ôîðìà)

íà  01.07.2009 ãîäà

+------+---------------------------------------------------------+------------------------+------------------------+

|Íîìåð |            Íàèìåíîâàíèå ñòàòüè                          |Äàííûå íà îò÷åòíóþ äàòó | Äàííûå íà ñîîòâåòñòâóþ-|

|      |                                                         |                        |   ùóþ îò÷åòíóþ äàòó    |

| ï/ï  |                                                         |                        |    ïðîøëîãî ãîäà       |

+------+---------------------------------------------------------+------------------------+------------------------+

| 1    |                          2                              |           3            |          4             |

+------+---------------------------------------------------------+------------------------+------------------------+

|                             I. ÀÊÒÈÂÛ                                                                            |

+------+---------------------------------------------------------+------------------------+------------------------+

|1     |Äåíåæíûå ñðåäñòâà                                        |                 2400374|                 1635314|

+------+---------------------------------------------------------+------------------------+------------------------+

|2     |Ñðåäñòâà êðåäèòíûõ îðãàíèçàöèé â Öåíòðàëüíîì áàíêå       |                 1761522|                 2627821|

|      |Ðîññèéñêîé Ôåäåðàöèè                                     |                        |                        |

+------+---------------------------------------------------------+------------------------+------------------------+

|2.1   |Îáÿçàòåëüíûå ðåçåðâû                                     |                  227756|                 1151526|

+------+---------------------------------------------------------+------------------------+------------------------+

|3     |Ñðåäñòâà  â êðåäèòíûõ îðãàíèçàöèÿõ                       |                 4908595|                 2733522|

+------+---------------------------------------------------------+------------------------+------------------------+

|4     |×èñòûå âëîæåíèÿ â öåííûå áóìàãè, îöåíèâàåìûå ïî          |                       0|                11138875|

|      |ñïðàâåäëèâîé ñòîèìîñòè ÷åðåç ïðèáûëü èëè óáûòîê          |                        |                        |

+------+---------------------------------------------------------+------------------------+------------------------+

|5     |×èñòàÿ  ññóäíàÿ çàäîëæåííîñòü                            |                93484960|                73412530|

+------+---------------------------------------------------------+------------------------+------------------------+

|6     |×èñòûå âëîæåíèÿ â öåííûå áóìàãè è äðóãèå ôèíàíñîâûå      |                15158102|                  382328|

|      |àêòèâû, èìåþùèåñÿ â íàëè÷èè äëÿ ïðîäàæè                  |                        |                        |

+------+---------------------------------------------------------+------------------------+------------------------+

|6.1   |Èíâåñòèöèè â äî÷åðíèå è çàâèñèìûå îðãàíèçàöèè            |                       0|                  350239|

+------+---------------------------------------------------------+------------------------+------------------------+

|7     |×èñòûå âëîæåíèÿ â  öåííûå áóìàãè, óäåðæèâàåìûå           |                 1629865|                 1715609|

|      |äî ïîãàøåíèÿ                                             |                        |                        |

+------+---------------------------------------------------------+------------------------+------------------------+

|8     |Îñíîâíûå ñðåäñòâà, íåìàòåðèàëüíûå àêòèâû è ìàòåðèàëüíûå  |                 4290856|                 3788968|

|      |çàïàñû                                                   |                        |                        |

+------+---------------------------------------------------------+------------------------+------------------------+

|9     |Ïðî÷èå àêòèâû                                            |                 1828869|                 1309521|

+------+---------------------------------------------------------+------------------------+------------------------+

|10    |Âñåãî àêòèâîâ                                            |               125463143|                98744488|

+------+---------------------------------------------------------+------------------------+------------------------+

|                             II. ÏÀÑÑÈÂÛ                                                                          |

+------+---------------------------------------------------------+------------------------+------------------------+

|11    |Êðåäèòû, äåïîçèòû è ïðî÷èå ñðåäñòâà Öåíòðàëüíîãî áàíêà   |                12082510|                       0|

|      |Ðîññèéñêîé Ôåäåðàöèè                                     |                        |                        |

+------+---------------------------------------------------------+------------------------+------------------------+

|12    |Ñðåäñòâà êðåäèòíûõ  îðãàíèçàöèé                          |                26140402|                24647900|

+------+---------------------------------------------------------+------------------------+------------------------+

|13    |Ñðåäñòâà êëèåíòîâ (íåêðåäèòíûõ îðãàíèçàöèé)              |                60729647|                53875499|

+------+---------------------------------------------------------+------------------------+------------------------+

|13.1  |Âêëàäû ôèçè÷åñêèõ ëèö                                    |                32396483|                27709094|

+------+---------------------------------------------------------+------------------------+------------------------+

|14    |Ôèíàíñîâûå îáÿçàòåëüñòâà, îöåíèâàåìûå ïî ñïðàâåäëèâîé    |                       0|                       0|

|      |ñòîèìîñòè ÷åðåç ïðèáûëü èëè óáûòîê                       |                        |                        |

+------+---------------------------------------------------------+------------------------+------------------------+

|15    |Âûïóùåííûå äîëãîâûå îáÿçàòåëüñòâà                        |                 8835652|                 8919072|

+------+---------------------------------------------------------+------------------------+------------------------+

|16    |Ïðî÷èå îáÿçàòåëüñòâà                                     |                 1721705|                 1507099|

+------+---------------------------------------------------------+------------------------+------------------------+

|17    |Ðåçåðâû  íà âîçìîæíûå ïîòåðè ïî óñëîâíûì îáÿçàòåëüñòâàì  |                  120654|                   93751|

|      |êðåäèòíîãî õàðàêòåðà, ïðî÷èì âîçìîæíûì ïîòåðÿì è         |                        |                        |

|      |îïåðàöèÿì ñ ðåçèäåíòàìè îôøîðíûõ çîí                     |                        |                        |

+------+---------------------------------------------------------+------------------------+------------------------+

|18    |Âñåãî îáÿçàòåëüñòâ                                       |               109630570|                89043321|

+------+---------------------------------------------------------+------------------------+------------------------+

|                             III. ÈÑÒÎ×ÍÈÊÈ ÑÎÁÑÒÂÅÍÍÛÕ ÑÐÅÄÑÒ                                                   |

+------+---------------------------------------------------------+------------------------+------------------------+

|19    |Ñðåäñòâà àêöèîíåðîâ (ó÷àñòíèêîâ)                         |                 7000000|                 5004967|

+------+---------------------------------------------------------+------------------------+------------------------+

|20    |Ñîáñòâåííûå àêöèè (äîëè), âûêóïëåííûå ó àêöèîíåðîâ       |                       0|                       0|

|      |(ó÷àñòíèêîâ)                                             |                        |                        |

+------+---------------------------------------------------------+------------------------+------------------------+

|21    |Ýìèññèîííûé äîõîä                                        |                 3993011|                    2946|

+------+---------------------------------------------------------+------------------------+------------------------+

|22    |Ðåçåðâíûé ôîíä                                           |                 4480440|                 1050787|

+------+---------------------------------------------------------+------------------------+------------------------+

|23    |Ïåðåîöåíêà ïî ñïðàâåäëèâîé ñòîèìîñòè öåííûõ              |                -1075645|                       0|

|      |áóìàã, èìåþùèõñÿ â íàëè÷èè äëÿ ïðîäàæè                   |                        |                        |

+------+---------------------------------------------------------+------------------------+------------------------+

|24    |Ïåðåîöåíêà îñíîâíûõ ñðåäñòâ                              |                 1096156|                 1096161|

+------+---------------------------------------------------------+------------------------+------------------------+

|25    |Íåðàñïðåäåëåííàÿ ïðèáûëü (íåïîêðûòûå óáûòêè)             |                     803|                 1970455|

|      |ïðîøëûõ ëåò                                              |                        |                        |

+------+---------------------------------------------------------+------------------------+------------------------+

|26    |Íåèñïîëüçîâàííàÿ ïðèáûëü (óáûòîê) çà îò÷åòíûé ïåðèîä     |                  337808|                  575851|

+------+---------------------------------------------------------+------------------------+------------------------+

|27    |Âñåãî èñòî÷íèêîâ ñîáñòâåííûõ ñðåäñòâ                     |                15832573|                 9701167|

+------+---------------------------------------------------------+------------------------+------------------------+

|                             IV. ÂÍÅÁÀËÀÍÑÎÂÛÅ ÎÁßÇÀÒÅËÜÑÒÂÀ                                                      |

+------+---------------------------------------------------------+------------------------+------------------------+

|28    |Áåçîòçûâíûå îáÿçàòåëüñòâà êðåäèòíîé  îðãàíèçàöèè         |               108787445|               121607474|

+------+---------------------------------------------------------+------------------------+------------------------+

|29    |Âûäàííûå êðåäèòíîé îðãàíèçàöèåé ãàðàíòèè è ïîðó÷èòåëüñòâà|                18659013|                 8186314|

+------+---------------------------------------------------------+------------------------+------------------------+


        Áàíêîâñêàÿ îò÷åòíîñòü

         +--------------+-----------------------------------------------------------------------------+

         |Êîä òåððèòîðèè|                    Êîä êðåäèòíîé îðãàíèçàöèè(ôèëèàëà)                       |

         |  ïî ÎÊÀÒΠ   +----------------+---------------------+---------------------+----------------+

         |              |    ïî ÎÊÏΠ    |      îñíîâíîé       |   ðåãèñòðàöèîííûé   |      ÁÈÊ       |

         |              |                |   ãîñóäàðñòâåííûé   |       íîìåð         |                |

         |              |                |ðåãèñòðàöèîííûé íîìåð|(/ïîðÿäêîâûé íîìåð)  |                |

         +--------------+----------------+---------------------+---------------------+----------------+

         |71131000000   |12507282        |1028600001880        |      1971           |   047162740    |

         +--------------+----------------+---------------------+---------------------+----------------+


ÎÒ×ÅÒ Î ÏÐÈÁÛËßÕ È ÓÁÛÒÊÀÕ

(ïóáëèêóåìàÿ ôîðìà)

+------+---------------------------------------------------------+------------------------+------------------------+

|Íîìåð |            Íàèìåíîâàíèå ñòàòüè                          |  Äàííûå çà îò÷åòíûé    | Äàííûå çà ñîîòâåòñòâó- |

|      |                                                         |       ïåðèîä           | þùèé ïåðèîä ïðîøëîãî   |

| ï/ï  |                                                         |                        |       ãîäà             |

+------+---------------------------------------------------------+------------------------+------------------------+

| 1    |                          2                              |           3            |          4             |

+------+---------------------------------------------------------+------------------------+------------------------+

|1     |Ïðîöåíòíûå äîõîäû, âñåãî, â òîì ÷èñëå:                   |                 7282093|                 4362857|

+------+---------------------------------------------------------+------------------------+------------------------+

|1.1   |Îò ðàçìåùåíèÿ ñðåäñòâ â êðåäèòíûõ îðãàíèçàöèÿõ           |                  492113|                  575761|

+------+---------------------------------------------------------+------------------------+------------------------+

|1.2   |Îò ññóä, ïðåäîñòàâëåííûõ êëèåíòàì (íåêðåäèòíûì           |                 5776576|                 3030757|

|      |îðãàíèçàöèÿì)                                            |                        |                        |

+------+---------------------------------------------------------+------------------------+------------------------+

|1.3   |Îò îêàçàíèÿ óñëóã ïî ôèíàíñîâîé àðåíäå (ëèçèíãó)         |                       0|                       0|

+------+---------------------------------------------------------+------------------------+------------------------+

|1.4   |Îò âëîæåíèé â öåííûå áóìàãè                              |                 1013404|                  756339|

+------+---------------------------------------------------------+------------------------+------------------------+

|2     |Ïðîöåíòíûå ðàñõîäû, âñåãî, â òîì ÷èñëå:                  |                 4552195|                 2224697|

+------+---------------------------------------------------------+------------------------+------------------------+

|2.1   |Ïî ïðèâëå÷åííûì ñðåäñòâàì êðåäèòíûõ îðãàíèçàöèé          |                 1694905|                  473265|

+------+---------------------------------------------------------+------------------------+------------------------+

|2.2   |Ïî ïðèâëå÷åííûì ñðåäñòâàì êëèåíòîâ (íåêðåäèòíûõ          |                 2273272|                 1379282|

|      |îðãàíèçàöèé)                                             |                        |                        |

+------+---------------------------------------------------------+------------------------+------------------------+

|2.3   |Ïî âûïóùåííûì äîëãîâûì îáÿçàòåëüñòâàì                    |                  584018|                  372150|

+------+---------------------------------------------------------+------------------------+------------------------+

|3     |×èñòûå ïðîöåíòíûå äîõîäû (îòðèöàòåëüíàÿ ïðîöåíòíàÿ ìàðæà)|                 2729898|                 2138160|

+------+---------------------------------------------------------+------------------------+------------------------+

|4     |Èçìåíåíèå ðåçåðâà íà âîçìîæíûå ïîòåðè ïî ññóäàì, ññóäíîé |                -1432254|                   88654|

|      |è ïðèðàâíåííîé ê íåé çàäîëæåííîñòè, ñðåäñòâàì,           |                        |                        |

|      |ðàçìåùåííûì íà êîððåñïîíäåíòñêèõ ñ÷åòàõ, à òàêæå         |                        |                        |

|      |íà÷èñëåííûì ïðîöåíòíûì äîõîäàì, âñåãî, â òîì ÷èñëå:      |                        |                        |

+------+---------------------------------------------------------+------------------------+------------------------+

|4.1   |Èçìåíåíèå ðåçåðâà íà âîçìîæíûå ïîòåðè ïî íà÷èñëåííûì     |                  -53610|                   -5909|

|      |ïðîöåíòíûì äîõîäàì                                       |                        |                        |

+------+---------------------------------------------------------+------------------------+------------------------+

|5     |×èñòûå ïðîöåíòíûå äîõîäû (îòðèöàòåëüíàÿ ïðîöåíòíàÿ ìàðæà)|                 1297644|                 2226814|

|      |ïîñëå ñîçäàíèÿ ðåçåðâà íà âîçìîæíûå ïîòåðè               |                        |                        |

+------+---------------------------------------------------------+------------------------+------------------------+

|6     |×èñòûå äîõîäû îò îïåðàöèé ñ öåííûìè áóìàãàìè, îöåíèâàåìû-|                   50210|                 -267620|

|      |ìè ïî ñïðàâåäëèâîé ñòîèìîñòè ÷åðåç ïðèáûëü èëè óáûòîê    |                        |                        |

+------+---------------------------------------------------------+------------------------+------------------------+

|7     |×èñòûå äîõîäû îò îïåðàöèé ñ öåííûìè áóìàãàìè,            |                 -384106|                  -56582|

|      |èìåþùèìèñÿ â íàëè÷èè äëÿ ïðîäàæè                         |                        |                        |

+------+---------------------------------------------------------+------------------------+------------------------+

|8     |×èñòûå äîõîäû îò îïåðàöèé ñ öåííûìè áóìàãàìè,            |                 -544774|                     -47|

|      |óäåðæèâàåìûìè äî ïîãàøåíèÿ                               |                        |                        |

+------+---------------------------------------------------------+------------------------+------------------------+

|9     |×èñòûå äîõîäû îò îïåðàöèé ñ èíîñòðàííîé âàëþòîé          |                   84411|                  138900|

+------+---------------------------------------------------------+------------------------+------------------------+

|10    |×èñòûå äîõîäû îò ïåðåîöåíêè èíîñòðàííîé âàëþòû           |                  741744|                  -94355|

+------+---------------------------------------------------------+------------------------+------------------------+

|11    |Äîõîäû îò ó÷àñòèÿ â êàïèòàëå äðóãèõ þðèäè÷åñêèõ ëèö      |                     271|                      39|

+------+---------------------------------------------------------+------------------------+------------------------+

|12    |Êîìèññèîííûå äîõîäû                                      |                  728593|                  652551|

+------+---------------------------------------------------------+------------------------+------------------------+

|13    |Êîìèññèîííûå ðàñõîäû                                     |                  138558|                  134237|

+------+---------------------------------------------------------+------------------------+------------------------+

|14    |Èçìåíåíèå ðåçåðâà íà âîçìîæíûå ïîòåðè ïî öåííûì áóìàãàì, |                 -111818|                       0|

|      |èìåþùèìñÿ â íàëè÷èè äëÿ ïðîäàæè                          |                        |                        |

+------+---------------------------------------------------------+------------------------+------------------------+

|15    |Èçìåíåíèå ðåçåðâà íà âîçìîæíûå ïîòåðè ïî öåííûì áóìàãàì, |                       0|                       0|

|      |óäåðæèâàåìûì äî ïîãàøåíèÿ                                |                        |                        |

+------+---------------------------------------------------------+------------------------+------------------------+

|16    |Èçìåíåíèå ðåçåðâà ïî ïðî÷èì ïîòåðÿì                      |                  207549|                  -29278|

+------+---------------------------------------------------------+------------------------+------------------------+

|17    |Ïðî÷èå îïåðàöèîííûå äîõîäû                               |                 1989129|                   91233|

+------+---------------------------------------------------------+------------------------+------------------------+

|18    |×èñòûå äîõîäû (ðàñõîäû)                                  |                 3920295|                 2527418|

+------+---------------------------------------------------------+------------------------+------------------------+

|19    |Îïåðàöèîííûå ðàñõîäû                                     |                 3515129|                 1642694|

+------+---------------------------------------------------------+------------------------+------------------------+

|20    |Ïðèáûëü (óáûòîê) äî íàëîãîîáëîæåíèÿ                      |                  405166|                  884724|

+------+---------------------------------------------------------+------------------------+------------------------+

|21    |Íà÷èñëåííûå (óïëà÷åííûå) íàëîãè                          |                   67358|                  308873|

+------+---------------------------------------------------------+------------------------+------------------------+

|22    |Ïðèáûëü (óáûòîê) ïîñëå íàëîãîîáëîæåíèÿ                   |                  337808|                  575851|

+------+---------------------------------------------------------+------------------------+------------------------+

|23    |Âûïëàòû èç ïðèáûëè ïîñëå íàëîãîîáëîæåíèÿ, âñåãî,         |                       0|                       0|

|      |â òîì ÷èñëå:                                             |                        |                        |

+------+---------------------------------------------------------+------------------------+------------------------+

|23.1  |Ðàñïðåäåëåíèå ìåæäó àêöèîíåðàìè (ó÷àñòíèêàìè)            |                       0|                       0|

|      |â âèäå äèâèäåíäîâ                                        |                        |                        |

+------+---------------------------------------------------------+------------------------+------------------------+

|23.2  |Îò÷èñëåíèÿ íà ôîðìèðîâàíèå è ïîïîëíåíèå ðåçåðâíîãî ôîíäà |                       0|                       0|

+------+---------------------------------------------------------+------------------------+------------------------+

|24    |Íåèñïîëüçîâàííàÿ ïðèáûëü (óáûòîê) çà îò÷åòíûé ïåðèîä     |                  337808|                  575851|

+------+---------------------------------------------------------+------------------------+------------------------+


Áàíêîâñêàÿ îò÷åòíîñòü

         +--------------+-----------------------------------------------------------------------------+

         |Êîä òåððèòîðèè|                    Êîä êðåäèòíîé îðãàíèçàöèè (ôèëèàëà)                      |

         |  ïî ÎÊÀÒΠ   +----------------+---------------------+---------------------+----------------+

         |              |    ïî ÎÊÏΠ    |      îñíîâíîé       |   ðåãèñòðàöèîííûé   |      ÁÈÊ       |

         |              |                |   ãîñóäàðñòâåííûé   |       íîìåð         |                |

         |              |                |ðåãèñòðàöèîííûé íîìåð|(/ïîðÿäêîâûé íîìåð)  |                |

         +--------------+----------------+---------------------+---------------------+----------------+

         |71131000000   |12507282        |1028600001880        |      1971           |   047162740    |

         +--------------+----------------+---------------------+---------------------+----------------+


ÎÒ×ÅÒ ÎÁ ÓÐÎÂÍÅ ÄÎÑÒÀÒÎ×ÍÎÑÒÈ ÊÀÏÈÒÀËÀ,

ÂÅËÈ×ÈÍÅ ÐÅÇÅÐÂΠÍÀ ÏÎÊÐÛÒÈÅ ÑÎÌÍÈÒÅËÜÍÛÕ ÑÑÓÄ È ÈÍÛÕ ÀÊÒÈÂÎÂ

(ïóáëèêóåìàÿ ôîðìà)

ïî ñîñòîÿíèþ íà  01.07.2009 ãîäà

+------+---------------------------------------------------------+------------------------+-------------+------------------------+

|Íîìåð |            Íàèìåíîâàíèå ïîêàçàòåëÿ                      |        Äàííûå          |Ïðèðîñò (+)/ |        Äàííûå íà       |

|      |                                                         |       íà íà÷àëî        |ñíèæåíèå (-) |  ñîîòâåòñòâóþùóþ äàòó  |

| ï/ï  |                                                         |       îò÷åòíîãî        |çà îò÷åòíûé  |        îò÷åòíîãî       |

|      |                                                         |        ïåðèîäà         |  ïåðèîä     |         ïåðèîäà        |

+------+---------------------------------------------------------+------------------------+-------------+------------------------+

| 1    |                          2                              |           3            |      4      |          5             |

+------+---------------------------------------------------------+------------------------+-------------+------------------------+

+------+---------------------------------------------------------+------------------------+-------------+------------------------+

| 1    |Ñîáñòâåííûå ñðåäñòâà (êàïèòàë), (òûñ. ðóá.), âñåãî,      |              19454408.0|      2517444|              21971852.0|

|      |â òîì ÷èñëå:                                           |                        |             |                        |

+------+---------------------------------------------------------+------------------------+-------------+------------------------+

| 1.1  |Óñòàâíûé êàïèòàë êðåäèòíîé îðãàíèçàöèè,                  |               7000000.0|             |               7000000.0|

|      |â òîì ÷èñëå:                                           |                        |             |                        |

+------+---------------------------------------------------------+------------------------+-------------+------------------------+

| 1.1.1|Íîìèíàëüíàÿ ñòîèìîñòü çàðåãèñòðèðîâàííûõ îáûêíîâåííûõ    |               6999000.0|             |               6999000.0|

|      |àêöèé (äîëåé)                                          |                        |             |                        |

+------+---------------------------------------------------------+------------------------+-------------+------------------------+

| 1.1.2|Íîìèíàëüíàÿ ñòîèìîñòü çàðåãèñòðèðîâàííûõ                 |                  1000.0|             |                  1000.0|

|      |ïðèâèëåãèðîâàííûõ àêöèé                                  |                        |             |                        |

+------+---------------------------------------------------------+------------------------+-------------+------------------------+

| 1.1.3|Íåçàðåãèñòðèðîâàííàÿ âåëè÷èíà óñòàâíîãî êàïèòàëà         |                     0.0|             |                     0.0|

|      |íåàêöèîíåðíûõ êðåäèòíûõ îðãàíèçàöèé                      |                        |             |                        |

+------+---------------------------------------------------------+------------------------+-------------+------------------------+

| 1.2  |Ñîáñòâåííûå àêöèè (äîëè), âûêóïëåííûå                    |                     0.0|             |                     0.0|

|      |ó àêöèîíåðîâ (ó÷àñòíèêîâ)                                |                        |             |                        |

+------+---------------------------------------------------------+------------------------+-------------+------------------------+

| 1.3  |Ýìèññèîííûé äîõîä                                        |               3993011.0|             |               3993011.0|

+------+---------------------------------------------------------+------------------------+-------------+------------------------+

| 1.4  |Ðåçåðâíûé ôîíä êðåäèòíîé îðãàíèçàöèè                     |               1050787.0|      3429653|               4480440.0|

+------+---------------------------------------------------------+------------------------+-------------+------------------------+

| 1.5  |Íåðàñïðåäåëåííàÿ ïðèáûëü (íåïîêðûòûå óáûòêè):            |               3178277.0|     -2829341|                348936.0|

+------+---------------------------------------------------------+------------------------+-------------+------------------------+

| 1.5.1|ïðîøëûõ ëåò                                              |               2031716.0|     -2030913|                   803.0|

+------+---------------------------------------------------------+------------------------+-------------+------------------------+

| 1.5.2|îò÷åòíîãî ãîäà                                           |               1146561.0|      -798428|                348133.0|

+------+---------------------------------------------------------+------------------------+-------------+------------------------+

| 1.6  |Íåìàòåðèàëüíûå àêòèâû                                    |                     0.0|             |                     0.0|

+------+---------------------------------------------------------+------------------------+-------------+------------------------+

| 1.7  |Ñóáîðäèíèðîâàííûé êðåäèò (çàéì, äåïîçèò,                 |               3168040.0|      2116033|               5284073.0|

|      |îáëèãàöèîííûé çàéì) ïî îñòàòî÷íîé ñòîèìîñòè              |                        |             |                        |

+------+---------------------------------------------------------+------------------------+-------------+------------------------+

| 1.8  |Èñòî÷íèêè (÷àñòü èñòî÷íèêîâ) êàïèòàëà, äëÿ ôîðìèðîâàíèÿ  |                     0.0|             |                     0.0|

|      |êîòîðûõ èíâåñòîðàìè èñïîëüçîâàíû íåíàäëåæàùèå àêòèâû     |                        |             |                        |

+------+---------------------------------------------------------+------------------------+-------------+------------------------+

| 2    |Íîðìàòèâíîå çíà÷åíèå äîñòàòî÷íîñòè ñîáñòâåííûõ ñðåäñòâ   |                    10.0|      X      |                    10.0|

|      |(êàïèòàëà), (ïðîöåíòîâ)                                |                        |             |                        |

+------+---------------------------------------------------------+------------------------+-------------+------------------------+

| 3    |Ôàêòè÷åñêîå çíà÷åíèå äîñòàòî÷íîñòè ñîáñòâåííûõ ñðåäñòâ   |                    15.3|      X      |                    15.4|

|      |(êàïèòàëà), (ïðîöåíòîâ)                                 |                        |             |                        |

+------+---------------------------------------------------------+------------------------+-------------+------------------------+

| 4    |Ôàêòè÷åñêè ñôîðìèðîâàííûå ðåçåðâû íà âîçìîæíûå           |               2133271.0|      1336011|               3469282.0|

|      |ïîòåðè (òûñ. ðóá.), âñåãî,                               |                        |             |                        |

|      |â òîì ÷èñëå:                                             |                        |             |                        |

+------+---------------------------------------------------------+------------------------+-------------+------------------------+

| 4.1  |ïî ññóäàì, ññóäíîé è ïðèðàâíåííîé ê íåé çàäîëæåííîñòè    |               1824064.0|      1333558|               3157622.0|

+------+---------------------------------------------------------+------------------------+-------------+------------------------+

| 4.2  |ïî èíûì àêòèâàì, ïî êîòîðûì ñóùåñòâóåò ðèñê ïîíåñåíèÿ    |                176674.0|        14332|                191006.0|

|      |ïîòåðü, è ïðî÷èì ïîòåðÿì                                 |                        |             |                        |

+------+---------------------------------------------------------+------------------------+-------------+------------------------+

| 4.3  |ïî óñëîâíûì îáÿçàòåëüñòâàì êðåäèòíîãî õàðàêòåðà,         |                132533.0|       -11879|                120654.0|

|      |îòðàæåííûì íà âíåáàëàíñîâûõ ñ÷åòàõ, è ñðî÷íûì ñäåëêàì    |                        |             |                        |

+------+---------------------------------------------------------+------------------------+-------------+------------------------+

| 4.4  |ïîä îïåðàöèè ñ ðåçèäåíòàìè îôøîðíûõ çîí                  |                     0.0|             |                     0.0|

+------+---------------------------------------------------------+------------------------+-------------+------------------------+

Ðàçäåë "Ñïðàâî÷íî":


       1. Ôîðìèðîâàíèå (äîíà÷èñëåíèå) ðåçåðâà íà âîçìîæíûå ïîòåðè ïî ññóäàì

    â îò÷åòíîì ïåðèîäå (òûñ. ðóá.), âñåãî           6538310, â òîì ÷èñëå âñëåäñòâèå:

                                          -----------------

                    1.1. âûäà÷è íîâûõ ññóä          3369408;

                                           ----------------

                    1.2. èçìåíåíèÿ êà÷åñòâà ññóä            802112;

                                                 -----------------

                    1.3. èçìåíåíèÿ îôèöèàëüíîãî êóðñà èíîñòðàííîé âàëþòû ïî îòíîøåíèþ

                         ê ðóáëþ, óñòàíîâëåííîãî Áàíêîì Ðîññèè            462572;

                                                               -----------------

                    1.4. èíûõ ïðè÷èí           1904218;

                                     -----------------


       2. Âîññòàíîâëåíèå (óìåíüøåíèå) ðåçåðâà íà âîçìîæíûå ïîòåðè ïî ññóäàì

     â îò÷åòíîì ïåðèîäå (òûñ. ðóá.), âñåãî            5204752, â òîì ÷èñëå âñëåäñòâèå:

                                           ------------------

                    2.1. ñïèñàíèÿ áåçíàäåæíûõ ññóä              508;

                                                   -----------------

                    2.2. ïîãàøåíèÿ ññóä           1401552;

                                        -----------------

                    2.3. èçìåíåíèÿ êà÷åñòâà ññóä           1089784;

                                                 ------------------

                    2.4. èçìåíåíèÿ îôèöèàëüíîãî êóðñà èíîñòðàííîé âàëþòû ïî îòíîøåíèþ

                         ê ðóáëþ, óñòàíîâëåííîãî Áàíêîì Ðîññèè            195925;

                                                               ------------------

                    2.5. èíûõ ïðè÷èí           2516983;

                                     -----------------


Ïåðâûé âèöå-ïðåçèäåíò                                       Ñìèðíîâ À.Ì.


                                       Ì.Ï.

Ãëàâíûé áóõãàëòåð                                           Ìàðèíèíà Â.È.


Âåäóùèé ýêîíîìèñò ÎÑÎ ïî ÐÏÁÓ                               Âå÷åðîê Í.À.

Òåëåôîí:(3467) 390-912




Ïðèëîæåíèå 3


Ãðóïïû áàíêîâ, ïîëó÷åííûå â ðåçóëüòàòå êëàñòåðèçàöèè

¹ãð

Êëàññèôèêàöèÿ áàíêîâ ïî óñëóãàì, îêàçûâàåìûì íàñåëåíèþ è ýêîíîìèêå ñòðàíû

Êëàññèôèöèðóþùèå êðèòåðèè

Îñíîâíûå ôóíêöèè áàíêîâ, âõîäÿùèõ â äàííóþ ãðóïïó

Òèïè÷íûå ïðåäñòàâèòåëè

1

Êëèåíòñêèå áàíêè

Äîëÿ ñðåäñòâ êëèåíòîâ (â äåïîçèòàõ, à òàêæå íà òåêóùèõ è ðàñ÷åòíûõ ñ÷åòàõ) â ñòðóêòóðå ïàññèâîâ ïðåâûøàåò 70%

1. Ðàñ÷¸òíûå – îáåñïå÷åíèå áåñïåðåáîéíûõ ðàñ÷åòîâ, à, ñëåäîâàòåëüíî, ìèíèìèçàöèÿ âñÿêèõ êîììåð÷åñêèõ ðèñêîâ äàæå â óùåðá ïðèáûëè

Õàíòû-Ìàíñèéñêèé áàíê; -Íàöèîíàëüíûé áàíê “Òðàñò”; - Ìåòàëëóðãè÷åñêèé êîììåð÷åñêèé áàíê (×åðåïîâåö) è äð.

2. Ðîçíè÷íûå - ýòà ãðóïïà çàíèìàåòñÿ, ïðåæäå âñåãî, ïåðåêà÷èâàíèåì äåíåã íàñåëåíèÿ â ñåêòîð êîðïîðàòèâíûõ çàåìùèêîâ, ïðèíèìàÿ íà ñåáÿ äîâîëüíî áîëüøèå ðèñêè. Áîëüøèíñòâî áàíêîâ ãðóïïû ÿâëÿþòñÿ ðîçíè÷íûìè ïî ïàññèâàì è îïòîâûìè ïî àêòèâàì, òî åñòü çà ñ÷åò âêëàäîâ íàñåëåíèÿ êðåäèòóþò íå ñòîëüêî ÷àñòíèêîâ, ñêîëüêî êîðïîðàòèâíûõ êëèåíòîâ

- “Âîçðîæäåíèå”; - Áàëòèéñêèé áàíê; -“Ñåâåðíàÿ êàçíà”; - Ñèáàêàäåìáàíê; - Ìîí÷åáàíê è äð.

3. Äèâåðñèôèöèðîâàííûå - èìåþùèå äîñòàòî÷íî ñåðüåçíóþ êîðïîðàòèâíóþ êëèåíòóðó è ïðè ýòîì íàõîäÿùèåñÿ â ïðîöåññå ñìåíû äîìèíèðóþùåé áèçíåñ-ñòðàòåãèè

-Áàíê Ìîñêâû; -Ðîñáàíê è äð.

2

Êðåäèòíûå áàíêè

Äîëÿ êðåäèòíîãî ïîðòôåëÿ â àêòèâàõ ïðåâûøàåò 65%

1. Êîðïîðàòèâíûå

-Àëüôà-áàíê; - Ìåæäóíàðîäíûé ïðîìûøëåííûé áàíê; - Ðàéôôàéçåíáàíê; - ÁÈÍ-áàíê; - “Àâàíãàðä” è äð.

2. Ðîçíè÷íûå

- “Ðóññêèé ñòàíäàðò”; - ÕÊÔ-áàíê è äð.

3

Êëèðèíãîâûå áàíêè

Äîëÿ ñðåäñòâ äðóãèõ áàíêîâ â ïàññèâàõ, êîòîðûõ áîëüøå 20%, è îäíîâðåìåííî äîëÿ àêòèâîâ, ðàçìåùåííûõ â äðóãèõ áàíêàõ, ïðåâûøàåò 20%

"Áàíêè äëÿ áàíêîâ" - îñíîâíîé ôóíêöèåé êîòîðûõ ÿâëÿåòñÿ ìåæáàíêîâñêîå êðåäèòîâàíèå

- áàíê "Óðàëüñêèé ôèíàíñîâûé äîì"; - ÀÊ ÁÀÐÑ Áàíê è äð.

4

Êàïèòàëèçèðîâàííûå ìîíîáàíêè

Äîëÿ ñîáñòâåííîãî êàïèòàëà â ïàññèâàõ ïðåâûøàåò 60%

Ôèíàíñîâûå èíñòèòóòû òàêîãî òèïà îáñëóæèâàþò èíòåðåñû îäíîãî èëè ãðóïïû ñâÿçàííûõ àêöèîíåðîâ

-Åâðàçáàíê;-Ðîñýêñèìáàíê;-Ïðîìèíâåñòáàíê è äð.

5

Ðåñóðñîçàâèñèìûå äî÷åðíèå èíîñòðàííûå áàíêè

Ñïåöèôè÷åñêàÿ ãðóïïà áàíêîâ, äîëÿ ñðåäñòâ-íåðåçèäåíòîâ â ïàññèâàõ êîòîðûõ ïðåâûøàåò 40%


Ôîðìèðóþùèå ðåñóðñû îò ìàòåðèíñêèõ ñòðóêòóð

-“Êîììåðöáàíê Åâðàçèÿ“; -ÁÍÏ Ïàðèáà”; -Ýé÷-Ýñ-Áè-Ñè Áàíê;“Èíòåçà” è äð.

6

Áàíêè äëÿ ôèíàíñèðîâàíèÿ âíåøíåýêîíîìè÷åñêîéäåÿòåëüíîñòè

Äîëÿ âàëþòíûõ àêòèâîâ ïðåâûøàåò 40%

Áàíêè êëàñòåðà ïîääåðæèâàþò ýêñïîðòíî-èìïîðòíûå îïåðàöèè ñâîèõ êëèåíòîâ, êðåäèòóÿ èõ â èíîñòðàííîé âàëþòå, ñîâåðøàþò çíà÷èòåëüíûé îáúåì ðàñ÷åòíûõ è äîêóìåíòàðíûõ îïåðàöèé, èñïîëüçóÿ êîððåñïîíäåíòñêóþ ñåòü â ïåðâîêëàññíûõ èíîñòðàííûõ áàíêàõ

-ÂÒÁ;-ÌÌÁ;-Ñèòèáàíê;-Áàíê "Çåíèò" è äð.

7

Óíèâåðñàëüíûå áàíêè

Àêòèâû ñâûøå 1 ìëðä. ðóáëåé, ñîáñòâåííûé êàïèòàë ñâûøå 150 ìëí. ðóáëåé

Îêàçàíèå äèâåðñèôèöèðîâàííîãî íàáîðà ôèíàíñîâûõ óñëóã

-Ñáåðáàíê;-Ãàçïðîìáàíê;-Ïåòðîêîììåðö;-"Óðàëñèá" è äð.

8

Ìàëûå ïñåâäîóíèâåð-ñàëüíûå áàíêè

Àêòèâû ìåíåå 1 ìëðä. ðóáëåé, êàïèòàë ìåíåå 150 ìëí. ðóáëåé

Íå èìåþùèå äîìèíèðóþùåé ñïåöèàëèçàöèè íè ïî àêòèâíûì, íè ïî ïàññèâíûì îïåðàöèÿì

-Ðîñòîâñêèé Óíèâåðñàëüíûé Áàíê; -Óíèâåðñàë è äð.

Èñòî÷íèê: [40,41]


Ñòðàíèöû: 1, 2, 3, 4


© 2000
Ïðè ïîëíîì èëè ÷àñòè÷íîì èñïîëüçîâàíèè ìàòåðèàëîâ
ãèïåðññûëêà îáÿçàòåëüíà.